The Lakshmi Kuber Coin is a revered spiritual item that synergistically combines the energies of two powerful deities: Goddess Lakshmi, the Goddess of wealth, fortune, and prosperity; and Lord Kuber, the divine Treasurer and Custodian of all wealth on earth. To truly unleash the coin’s potential, it must be consecrated and energized through sincere devotion and the recitation of specific, high-vibration mantras.
Aligning Divine Energy with the Ray 114 Chakras
Sri Amit Ray, a revered spiritual master in the Himalayan Yoga and Vipassana tradition, revolutionized the understanding of human energy systems in 2005 through his profound meditations in the Himalayas. During these deep states of samadhi, he discovered the wisdom of the 114 chakras—a comprehensive framework far beyond the traditional seven-chakra model. Unlike the limited view of chakras as mere energy wheels along the spine, Ray’s system maps 114 subtle energy centers distributed throughout the body, mind, and subtle realms. Of these, 108 reside within the physical body, and 6 chakras are outside the body, all these 108 chakras are actively workable through meditation, breathwork, and intention, and remaining 6 chakras are activated in special sequential deep meditative ways. These chakras act as quantum-like quasi-particles, influencing the collective interplay of body, mind, soul, and consciousness.
The Lakshmi Chakra: Seat of Divine Abundance
Within this expansive system of the Ray 114 chakra system, the Lakshmi Chakras stands out as a beacon for prosperity and creative flow. Located in the right brain hemisphere, it embodies the nurturing, auspicious energies of Goddess Lakshmi—the divine feminine force of wealth, beauty, fortune, and grace. Sri Amit Ray describes it as part of a powerful neural network: “The network of Lakshmi chakra of the brain, Swarasati chakra or (Medha Chakra) of the brain, and the Indu chakra of the upper brain gives abundance, clear vision, creativity, and the characteristics of charismatic leadership.” Here, “abundance” directly invokes Lakshmi’s blessings, transforming scarcity mindsets into flows of material and spiritual riches.
Blocked Lakshmi energy may manifest as financial instability, creative droughts, or feelings of unworthiness. Activation restores grace, attracting opportunities effortlessly.
Kuber Chakra
The energies of Lord Kubera—the celestial treasurer and yaksha lord of hidden treasures—are woven into the system’s prosperity pathways. Kubera, as the custodian of earth’s wealth under Lakshmi’s grace, aligns with chakras facilitating ethical accumulation, protection, and wise stewardship.
In Sri Amit Ray’s framework of 114 chakras, Kuber Chakras are mirrored in the Medha Chakra (intellect and strategic manifestation) and Kala Chakra (time-bound creation and timing of abundance), which unlock “secrets of manifestation. The Kuber-Chakra aligned energies reside in the lower spine (root extensions for stability) and mid-abdomen (solar plexus for power), with higher echoes in the Medha Chakra (frontal brain for shrewd decisions).
Blocked Kuber Chakra may manifest greed, fear of loss, or reckless spending indicate disharmony. Activation brings protective abundance, business acumen, and debt resolution.
Energizing the Lakshmi and Kuber Chakras
Kubera’s vibration complements Lakshmi’s flow, forming a divine duo for holistic prosperity—receiving (Lakshmi) and safeguarding (Kubera)—integrated across the 114 chakras for sustained thriving.
Chakra Invocation Meditation (10–15 minutes):
- Lakshmi Chakra Activation: Close eyes, place right hand over the right temple. Breathe deeply, visualizing golden lotuses unfolding in the right brain. Chant the Lakshmi Beeja Mantra: Om Hreem Shreem Lakshmibhyo Namah (108 times, using a Rudraksha mala). Feel abundance radiating, dissolving blocks.
- Kuber Chakra Activation: Shift hand to lower abdomen/root area. Envision emerald vaults of treasures guarded by Kubera. Chant the Kubera Moola Mantra: Om Yakshaya Kuberaya Vaishravanaya Dhanadhanyadhipataye Dhanadhanyasamriddhim Me Dehi Dapaya Swaha (108 times). Invoke protection and ethical flow.
- Hold the coin in your left hand (receptive energy) during chants, imagining its yantras pulsing in sync with the chakras.
Coin Energization Integration:
- Light a ghee diya and sandalwood incense. Offer yellow flowers and sweets as prasad.
- Circle the flame clockwise around the coin three times, stating your Sankalpa (intention): “May the 114 chakras harmonize through Lakshmi and Kubera’s grace, manifesting deserved prosperity via this talisman.”
The Power of Lakshmi and Kuber Combined
The Lakshmi Kuber Coin is a sacred talisman engraved with yantras invoking Goddess Lakshmi (for wealth and prosperity) and Lord Kubera (for abundance and financial guardianship). Energizing it involves purifying, chanting specific mantras, and performing rituals to activate its energies, typically on auspicious days like Fridays, Wednesdays, or Diwali. This process aligns the coin with cosmic vibrations to attract financial stability, remove obstacles, and foster growth. Below, we’ve compiled the top 5 mantras based on Vedic traditions, selected for their potency in invoking both deities. Each includes pronunciation, meaning, and chanting guidelines. Following that are key rituals to integrate with the mantras.
The Ray 114-chakra system serves as a divine blueprint for holistic healing, self-awareness, creativity, and manifestation. It integrates physical vitality, emotional balance, intellectual clarity, and spiritual enlightenment, allowing practitioners to transcend limitations and align with universal energies.
Chanting these mantras focuses your intention, aligns your energy with abundance, and invites the combined blessings of both deities for financial flow, stability, and protection.
The Top 5 Mantras for Activation
1. The Primary Kuber Wealth Mantra (Dhanadhanya Samruddhi)
This is a powerful and complete invocation directly seeking Kuber’s help as the Overlord of all treasures.
ॐ यक्षाय कुबेराय वैश्रवणाय धनधान्याधिपतये। धनधान्यसमृद्धिं मे देहि दापय स्वाहा॥
Dhanadhanyasamriddhim Me Dehi Dapaya Swaha॥
Meaning: “I bow to Lord Kuber, the son of Vishravana, the custodian of all wealth and grains. Please grant me prosperity and abundance in wealth and food grains. I surrender to you.”
Focus: Accumulation, protection of wealth, and overall abundance.
2. The Combined Lakshmi-Kuber Mantra (Ashta-Lakshmi Blessing)
This mantra is specifically designed to attract the blessings of the Lord Kuber along with the eight forms of Goddess Lakshmi (Ashta Lakshmi).
ॐ ह्रीं श्रीं क्रीं श्रीं कुबेराय अष्ट-लक्ष्मी मम गृहे धनं पुरय पुरय नमः॥
Mama Grihe Dhanam Puraya Puraya Namah॥
Meaning: “O Lord Kuber, along with the Eight forms of Lakshmi, please fill my house with wealth, wealth, I bow to you.”
Focus: Filling your home with all forms of wealth and prosperity (Ashta Lakshmi represents various types of fortune: money, courage, children, success, etc.).
3. The Lakshmi Beeja Mantra (The Seed of Prosperity)
While not explicitly mentioning Kuber, the core energy of the coin is Lakshmi, whose blessings are activated by this foundational seed mantra.
ॐ श्रीं महालक्ष्मीयै नमः॥
Om Shreem Mahalakshmiyei Namah॥
Meaning: “I bow to the Great Goddess Lakshmi.”
Focus: The Bija mantra ‘Shreem’ is the sound vibration for cosmic abundance, beauty, and wealth, essential for drawing positive financial energy.
4. The Kuber Gayatri Mantra (Illumination of Wealth Consciousness)
A Gayatri mantra form, which is a prayer for inspiration and divine guidance, ensures that the wealth you gain is used wisely and ethically.
ॐ श्री कुबेराय विद्महे, धनदाय च धीमहि, तन्नो कुबेरः प्रचोदयात्॥
Meaning: “We know and meditate upon the Glorious Lord Kuber, the Giver of Wealth. May Lord Kuber illuminate our intellect.”
Focus: Wisdom in handling wealth, mental clarity, and ethical earnings.
5. The Kuber Dhana Prapti Mantra (Mantra for Financial Gain)
This mantra utilizes powerful Vedic ‘Bija’ sounds to specifically call upon Kuber as the Lord of Wealth (Vitteshvara).
ॐ श्रीं ह्रीं क्लीं श्रीं क्लीं वित्तेश्वराय नमः॥
Meaning: “I bow to Vitteshvara (Lord Kuber), the Lord of Wealth, with the power of the seed syllables Shreem, Hreem, and Kleem.”
Focus: Attracting financial gains, business success, and preventing losses. The Bija mantras add immense power and transformational energy.
A Simple Guide to Energizing Your Coin 🛠️
To properly energize your Lakshmi Kuber Coin, follow these steps during the practice of chanting the mantras:
Optimal Timing and Preparation
- Best Day: Fridays (for Lakshmi) or Tuesdays/Thursdays (for Kuber).
- Time: Ideally, during the Brahma Muhurta (early morning) or after sunset.
- Preparation: Ensure you are clean (take a bath). Purify the coin by washing it with a mixture of water and milk or rose water.
The Chanting Procedure
- Placement: Place the clean coin on a red or yellow cloth on your altar. The coin should face the North direction (Lord Kuber’s sacred direction).
- Offerings: Light a ghee lamp/diya and an incense stick (agarbatti). Offer a yellow or red flower and a piece of sweet (Prasad).
- Sankalpa (Intention): Close your eyes and state your sincere intention for financial stability and prosperity.
- Chanting: Choose one or more of the top 5 mantras and chant it a minimum of 108 times using a Rudraksha or Kamal Gatta (Lotus Seed) mala. Consistency is key.
- Post-Chanting: After chanting, gently touch the coin to your forehead, then place it in your cash box, locker, wallet, or the North corner of your home/office.